GPF Interest Rate for July–September 2025 Announced : The central government has made an important announcement for government employees. The Finance Ministry has fixed the interest rate on General Provident Fund (GPF) and other provident fund accounts linked to it at 7.1% for the second quarter (July-September) of the financial year 2025-26.
GPF Interest Rate for July–September 2025 Announced
This General Provident Fund (GPF) interest rate will be considered effective from 1 July 2025 and will remain in force till 30 September 2025. This rate has been confirmed in the gazette notification issued by the Budget Division of the Finance Ministry.
It has been clarified in the notification that this rate will be applicable to Provident Fund Accounts under Central Services, Defense Services, Railways, Ordnance Factories, Dockyards and All India Services.
Provident Funds Covered Under the New Interest Rate
- General Provident Fund (Central Services)
- Contributory Provident Fund (India)
- All India Services Provident Fund
- State Railway Provident Fund
- Defense Services Provident Fund
- Indian Ordnance Department Provident Fund
- Ordnance Factory Workmen Provident Fund
- Naval Dockyard Workmen Provident Fund
- Defense Service Officers Provident Fund
- Armed Forces Personal Provident Fund
How GPF Interest Rate is Determined and Who Benefits
General Provident Fund (GPF) rate is decided keeping in mind inflation and monetary policy. More than 50 lakh government employees will benefit from this announcement of the government. It is noteworthy that this rate has remained stable for the last several quarters.
HS Tiwari, General Secretary of All India Accounts Committee, says that General Provident Fund (GPF) rate is decided keeping in mind inflation and monetary policy. The government has also sent this order to all ministries, departments, high-ranking officials and state governments so that all concerned people get the information on time.
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