How to Transfer EPF Fund Online : When an employee leaves one company and starts working in another company, he has to transfer the money from his old PF account to the new company’s account. This keeps the PF amount in the same account and makes it easy to withdraw it in the future.
How to Transfer EPF Fund Online
Therefore, if you have also changed your job, then definitely transfer the money from your old PF account to the new account. The Employees’ Provident Fund Organization (EPFO) has now made this process completely online. For this, you do not need to go to the EPFO office.
To transfer EPF money from the old account to the new account online, the account holder’s UAN must be activated on the UAN portal. Also, the mobile number used for activation should also be active. Apart from this, the employee’s bank account and IFSC code should also be linked with the UAN and the employee’s e-KYC should also be approved by the employer.
How to Transfer EPF Fund Online
- First of all go to the Unified Member Portal of EPFO.
- Log in here with your UAN and password.
- Now go to the Online Services option and click on One Member – One EPF Account (Transfer Request).
- After this, verify the details related to the existing PF account along with the personal details.
- After verifying the PF account details, click on the Last PF Account Detail option.
- Select either the previous employer or the current employer to verify the form.
- Click on the ‘Get OTP’ option for OTP on the mobile number registered with UAN.
- Enter the OTP and click on Submit. By doing this, the employer will also get the information about the EPF transfer.
- Your company will approve your EPF transfer request through the employer interface of the unified portal.
EPF Interest Credit
The Employees’ Provident Fund Organization (EPFO) has started crediting interest in the Provident Fund (PF) account for the financial year 2024-25. Although no formal notification or SMS has been issued by the EPFO yet, many account holders have seen an increase in their PF balance.
The government recently approved an interest rate of 8.25% for EPF. This is in line with the recommendation made by the EPFO board in February 2025. After getting government approval, now EPFO is crediting annual interest to the PF accounts of more than 7 crore account holders across the country.
How to check interest credit in EPF passbook?
EPF account holders can check whether interest has come to their account or not. For this, they have to log in to the passbook portal of EPFO. The complete process is given below:
- Visit the EPFO passbook portal https://passbook.epfindia.gov.in.
- Log in by entering your Universal Account Number (UAN), password and captcha.
- Enter the OTP received on the registered mobile number. This number should be linked to your PF account.
- After login, a list of Member IDs linked to current and old employers will appear.
- Click on the ‘Passbook’ tab and select the relevant Member ID to view the passbook.
The passbook shows the employee and employer contribution as well as interest entries for each financial year in separate columns. A graphical view is also available on the portal, which makes the data easy to understand.
If a Member ID shows zero balance, it may indicate that the ID has been merged or the amount has already been withdrawn from it. Account holders can merge old IDs into the existing account through a transfer request from the EPFO portal.
What to do if interest is not visible?
It may take some time for interest to be updated on the EPFO portal. If interest is not visible in the passbook, wait for a few days. Even then, if the interest is not credited, the account holder can lodge a complaint at the regional office of EPFO or at the online grievance portal.
EPFO members should also keep these things in mind
It may take time to login to the portal; complaints of slow server are common.
EPFO website passbook PDF download option is also available.
If there is no difference in the balance even after interest credit, then check the merging status and transaction history.
